Process Overview

Simple Process. Powerful Outcomes.

From account creation to wealth building — four straightforward steps, guided by SEBI-registered professionals every step of the way.

Your 4-Step Financial Journey

01

Create Your Account

Sign up with your email or mobile number. Complete digital KYC using PAN and Aadhaar. The entire process takes under 10 minutes from your phone.

  • Email or mobile registration
  • PAN verification (instant)
  • Aadhaar-based KYC (V-KYC or DigiLocker)
  • CKYC registry auto-update
  • Secure account setup with 2FA
02

Complete Risk Profile

Answer our comprehensive 20-point risk assessment. Our algorithm maps your financial situation, goals, and psychological risk tolerance to a precise investor profile.

  • Income and expense profiling
  • Investment horizon assessment
  • Risk tolerance questionnaire
  • Market knowledge evaluation
  • Personalized risk score generation
03

Set Your Goals

Define your financial goals with timelines, target amounts, and priority rankings. Our system calculates the exact monthly investment required to achieve each goal.

  • Multi-goal creation (retirement, home, education)
  • Inflation-adjusted target calculations
  • SIP requirement computation
  • Goal prioritization tools
  • Progress tracking dashboard
04

Invest & Grow

Connect with a SEBI-registered advisor who creates your personalized investment plan. Execute investments, track performance, and review quarterly to stay on target.

  • Advisor-matched investment plan
  • One-click SIP activation
  • Real-time portfolio tracking
  • Quarterly rebalancing reviews
  • Tax optimization throughout the year

How the Platform Ecosystem Works

SOSM is the technology bridge between you and regulated financial professionals.

🏛️
SEBI Registered

Financial Professional

Licensed Investment Advisors and Research Analysts provide regulated, compliant advice.

Technology

SOSM Platform

Secure, compliant, and intuitive technology connecting all stakeholders.

👤
You

The Investor

Access institutional-quality financial guidance through a simple, secure platform.

Frequently Asked Questions

Everything you need to know about SOSM and how it works.

Still have questions?

Contact Us