Investment Disclaimer

Last updated: May 1, 2025

Read Before You Invest

School of Stock Market (SOSM) is a technology platform. It does not provide investment advice. All advisory services are delivered by independent SEBI-registered professionals. Investments in securities markets are subject to market risk. Please read all scheme-related documents carefully before investing.

Not Investment Advice

The content, tools, calculators, educational materials, and general information available on the SOSM platform are for informational and educational purposes only. They do not constitute investment advice, financial planning recommendations, or an offer to buy or sell any securities. Nothing on this platform should be construed as a substitute for professional financial advice tailored to your individual circumstances.

SEBI-Registered Professionals Deliver Advice

Personalized investment advice, financial planning, and research recommendations accessible through SOSM are exclusively provided by independent third-party SEBI-registered Investment Advisors (IA) and Research Analysts (RA). SOSM Services Pvt. Ltd. itself is not registered with SEBI and does not provide any regulated financial services. The presence of any professional on the SOSM platform does not constitute an endorsement by SOSM of that professional's views.

Market Risk

Investments in equity, debt, mutual funds, ETFs, and other securities are subject to various risks including:

  • Market Risk: The value of investments can decrease due to market movements
  • Interest Rate Risk: Changes in interest rates may affect debt instrument values
  • Credit Risk: The risk of default by an issuer of debt securities
  • Liquidity Risk: Some investments may be difficult to sell quickly at fair market value
  • Currency Risk: Applicable to global investments — exchange rate movements can affect returns
  • Concentration Risk: Investing heavily in a single sector or security

You may receive back less than your original investment. There is no guarantee of returns.

Past Performance Disclaimer

Any references to past performance of a fund, portfolio, advisor, or strategy on the SOSM platform are for illustrative purposes only. Past performance is not a reliable indicator of future results. Historical returns shown do not account for inflation, taxes, or the impact of fees, which will reduce actual returns.

Mutual Fund Specific Disclaimer

Mutual fund investments are subject to market risks. Please read the Scheme Information Document (SID), Key Information Memorandum (KIM), and Statement of Additional Information (SAI) carefully before investing. The NAV of schemes may go up or down depending upon market conditions. The Sponsor is not responsible or liable for any loss resulting from the operation of the Scheme beyond the initial contribution of ₹1 lakh made by it towards setting up the Fund.

Global Investing Disclaimer

Global investing via RBI's LRS scheme or feeder funds involves additional risks including currency exchange rate fluctuations, geopolitical risks, differences in accounting standards, regulatory frameworks in foreign jurisdictions, and potential restrictions on repatriation of funds. Consult a SEBI-registered advisor before making international investment decisions.

Regulatory Recourse

If you have a complaint about a SEBI-registered professional on our platform, please use SEBI SCORES at scores.sebi.gov.in. For platform-related grievances, contact our Grievance Redressal team.